10 Ways to save both time & money

10 Ways to Save Both Time & Money

  1. Stay on top of your account with SMS and Email alerts. When you register for SMS or Email alerts, you can choose to be alerted by SMS or email when certain things happen on your account, – such as, when your balance drops below a certain amount, a deposit or withdrawal is made, a scheduled transfer or BAY payment is rejected and so on. Choose ‘Maintain SMS Settings’ from the ‘Security’ menu in internet banking.
  2. Get a Visa Debit card. With a Visa Debit card, you can avoid paying EFTPOS fees. Whenever you make a purchase simply press the “credit” button instead of “cheque” or “savings” and the purchase will be free from Heritage transaction fees.
  3. Getting confused about which account is which in online banking? Give them nicknames! tab when you log into internet banking.
  4. Get your statements emailed to you instead of having to wait for them in the mail. Register for eStatements and you will have access to all your statements in a PDF format when you log into Heritage internet banking.
  5. Save ATM fees by using Heritage Network ATM’s. These include all Heritage branded ATM’s, as well as all Westpac, St George, BankSA and Bank of Melbourne ATM’s in Australia. For most transaction accounts, an allowance of free balance enquiries and withdrawals at these Network ATM’s are included in your Fee Free Zone each calendar month. No Westpac ATM operator fee will be charged when you use a Heritage card in a Network ATM.
  6. Did you know the average wait time to get through to a Heritage customer service representative in 13 14 22 is less than 30 seconds? Phoning us is a great way to save time if you need to speak to someone in a hurry. The Contact Centre is open from 8.30am to 7pm, Monday to Saturday, AEST.
  7. Open an offset account to decrease the interest you pay on you home loan. This could save you thousands of dollars over the life of your loan. Offset accounts operate like a savings account but instead of paying interest, they reduce the amount of interest you pay on your home loan.
  8. The more you insure with Heritage, the more you save. For example, if you insure your home building and contents on the same policy, we’ll discount your motor policy by up to 5%.
  9. On the go and want to check your accounts, transfer funds or pay a bill in a hurry? Use our free iPhone, iPad or Android apps.
  10. Save time at the checkout with a payWave Visa card. For transactions under $100, just wave your Visa payWave-enabled card in front of a Visa payWave reader and go there is no need for a signature or pin.


Source: Heritage Bank

www.heritage.com.au or phone 13 14 22